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A checklist for creating a realistic budget

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If you’ve been in the CGS community for a while, then you know I preach this fact: a budget is the number one tool for financial success. I’ll never stop advocating for budgeting because it’s what turned my life around over a decade ago and led me to where I am right now – writing this article in the City Girl Savings office space as a full-time finance coach. That’s right. Budgeting made it possible for me to do all of those things. Now, I’m sharing the love.

As you might know, I went to college for finance. Cal State Northridge gave me my Bachelor of Science in Finance degree. However, I made all the wrong financial decisions in my personal and professional life while attending finance school.

That’s because there’s SO much more to budgeting and money management than “knowing what to do”. I mean, come on…we all know what to do. Save. Reduce your spending. Avoid taking on debt. Implementing these things can be difficult.

Budgeting is both an art and science, I believe. You can’t just list out your bills and call it a day! To be consistent, you need to include a few things. I’m walking you through a checklist for creating your realistic budget plan, so you can…



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